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- Hashed Out V31: Your New Bank Account Might Be a Wallet
Hashed Out V31: Your New Bank Account Might Be a Wallet
Save, earn, borrow, and manage your money — all without asking your bank. See what Web3 banking actually looks like.
Scott Kasten
July 10, 2025
Welcome to the 31st edition of Hashed Out, your weekly guide to navigating the dynamic world of Web3, brought to you by Argot (www.argotagency.io). Whether you're taking your first steps into this digital frontier or already exploring it, our mission remains the same: to demystify the complexities of Web3 and equip you with the insights and resources you need to thrive.
Our vision extends beyond a simple newsletter—we aim to build a vibrant community where both enthusiasts and newcomers can gather, learn, and grow together. Think of us as your trusted sherpa on this journey, here to translate intricate concepts into clear, actionable insights. We'll connect you with the latest data and expert perspectives from the builders, researchers, and creators driving innovation in Web3.
Join us as we transform from curious explorers into true Web3 virtuosos, one issue at a time.
Hey there Hashers!
What if your bank account was a wallet? What if you could earn 5–10% interest on your savings, borrow without credit checks, and send money across the world in seconds — all without needing a traditional bank at all? That’s what Web3 banking makes possible.
In this issue of Hashed Out, we move beyond the big ideas of DeFi and get practical. We’ll show you exactly how to start saving, earning, borrowing, and managing your money using trusted Web3 tools — safely and confidently. Whether you’re crypto-curious or already experimenting, this is your guide to what Web3 banking can look like in real life.
Feature Story
Your Web3 Bank Account: How to Save, Earn, and Borrow Without the Bank
You probably know what a bank account does: it stores your money, maybe earns a little interest, and helps you send or receive payments. For generations, it’s been the default — often the only — option. But now, something new is quietly taking its place.
Thanks to Web3, you can now build a digital “bank account” that lives in your wallet, not in a brick building. It’s fast, global, works 24/7, and can earn far more than most savings accounts. And here’s the kicker: you control it.
Editorial
What I Trust (and What I Don’t) About Web3 Banking
I remember the first time I sent money through a Web3 wallet. It wasn’t a lot — just a test amount. But something about it felt monumental (like my first email). No bank. No approval. No hours or fees. Just a click, and it was done.
It was one of those moments when you realize, Oh — this changes everything.
The Wrap
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FINAL NOTES
Hashed Out is a newsletter that is affiliated with our parent business Argot.
At Argot, we’re passionate about helping businesses navigate the rapidly evolving world of Web3. From crafting brand strategies to managing content and community engagement, our services are designed to position your brand at the forefront of innovation. Whether you’re looking to integrate decentralized technologies or build a strong digital presence, our team is here to support your journey.
Curious about how Web3 can transform your business? Reach out to us at Argot and let’s build the future together.
I hope that you enjoyed this edition of Hashed Out.
Ok Hashers, that’s The Wrap. Many thanks!
(Cue awesome exit music of your choice)
Until next time,
Dr. Scott